This will not make them go away. The longer you leave it, the worse it becomes and may end up costing more with interest and bank charges.
Make contact with agencies such as the Money Advice and Budgeting Service (MABS), a free, confidential, independent and non-judgmental service for people in debt, or in danger of getting into debt.
Make contact with agencies such as the Money Advice and Budgeting Service (MABS), a free, confidential, independent and non-judgmental service for people in debt, or in danger of getting into debt.
Check all the benefits that you are entitled to and that you are receiving the appropriate rate of pay and your tax credits are correct. Citizens Advice provides information on public services and entitlements in Ireland.
List out all your creditors and how much owed, then prioritise which debts you need to pay first. If you don’t keep up with your mortgage or rent payments, you may lose your home.
If you want to understand where you’re spending your money it’s a good idea to work out a budget. If you sometimes have difficulties with managing your money you can use your budget to identify areas where you can make changes, to reduce your spending and to develop a realistic budget that you can stick to. Work out your income and expenditure and be honest about what you are spending your money on.